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Court Finds Golf Cart is Not “Auto” for Purposes of Automobile Insurance Policy

April 2, 2013

Fred Valz recently represented an insurer in a declaratory judgment action arising from a golf cart accident at a political fundraising event. The United States District Court for the Northern District of Georgia granted the insurer’s motion for summary judgment, finding that the insurer’s automobile insurance policy did not provide coverage for injuries arising from the golf cart accident. The Court concluded that the golf cart lacked the safety and other features present on vehicles designed for use on public roads, and even though it was capable of being driven on roadways, the golf cart did not meet the policy definition of “auto” because it was not designed for use “principally upon public roads.”

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